Insurance & Claims

Learn how to navigate water damage insurance claims, understand your coverage, and maximize your claim payout.

Homeowner inspecting water damage on wall while reviewing insurance documents

Does Homeowners Insurance Cover Water Damage? (2026 Guide)

Learn what types of water damage your homeowners insurance covers in 2026, what's excluded, and how to maximize your insurance claim payout.

Feb 18, 20268 min read

Homeowner documenting water damage with photos for insurance claim

Insurance & Claims

How to File a Water Damage Insurance Claim: Step-by-Step Guide

Step-by-step guide to filing a water damage insurance claim. Learn how to document damage, work with adjusters, and maximize your claim payout.

Feb 18, 202610 min read

Split image showing water damage from pipe burst versus flood damage from rising water

Insurance & Claims

Water Damage vs Flood Damage: What Your Insurance Actually Covers

Understand the critical insurance difference between water damage and flood damage. Learn what's covered, NFIP vs private flood insurance, and real claim scenarios.

Feb 18, 202610 min read